What will happen to a judgment lien on my … – Finance information

Question by American_Nawaab_786 : What will happen to a judgment lien on my residential investment property after I file bankruptcy personal ?
I have a judgment lien on a residential investment property that I own 25% of. This is the only RE that I own. The mortgage on the property is $ 115k, $ 110k is the estate and the property is valued at $ 200k. If I file bankruptcy personal (Chapter 7), will the lien be removed? What if I sell my share to my partners, do they have to pay the full amount of the lien? Does the estate remain with the property even though I sold my share? Best answer:

Answer by Greg M
What state are you in?

Add your own answer in the comments!

Source: http://www.lovefinanceinfo.com/2012/03/what-will-happen-to-a-judgment-lien-on-my-residential-investment-property-after-i-file-bankruptcy-personal/?utm_source=rss&utm_medium=rss&utm_campaign=what-will-happen-to-a-judgment-lien-on-my-residential-investment-property-after-i-file-bankruptcy-personal

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New skin cancer drug available in the UK | Lancastria.net Yea …

Oncologists say vemurafenib, marketed by drugs firm Roche as Zelboraf, will transform the treatment of advanced malignant melanoma, after decades without a major medical advance.

One trial showed the twice-daily pill could increase survival, among those whose skin cancer had spread to other organs, by as much as eight to 10 months.

But doctors say equally exciting is that it makes patients feel so much better, reducing pain and giving them back their energy.

Every year, more than 11,000 people are diagnosed with malignant melanoma in Britain. Incidence is going up, partly because we take more foreign holidays.

Most tumours are removed before the cancer spreads. But for the fifth who are not that fortunate, the prognosis is usually very poor. Currently, only half survive longer than six months.

A large international trial showed vemurafenib boosted the proportion surviving to six months to 84 per cent, while another smaller study found median survival of 16 months.

Skin cancer

Skin cancer

Dr Paul Nathan, a consultant medical oncologist at the Mount Vernon Cancer Centre in Northwood, Middx., said: ?This drug is a massive difference in what we have had before. We?ve never seen anything like it.?

He had seen ?major improvements? in the condition of patients who took it on a trial, he added.

Vemurafenib only works in about half of advanced skin cancer patients, in those whose melanomas have a mutated form of the BRAF gene, called V600. It works by turning this mutation off, retarding cancerous cells.

A small minority of patients have exhibited what is termed a ?complete response?, meaning physical tumours cannot be seen on CT scans, although the cancer appears to eventually develop resistance to the drug and return.

Vemurafenib is approved for sale across Europe as of today by the European Medicines Agency (EMA). Last December it recommended the drug for use, saying there was a ?high unmet need? for treatments for people with advanced skin cancer.

Cally Palmer, chief executive of The Royal Marsden Hospital in London, said: ?This is an important and significant step forward for the treatment of patients with advanced melanoma.?

In England vemurafenib will have to be assessed by the National Institute for Health and Clinical Excellence (NIce) before it becomes widely available for NHS prescription. However, it is likely regional Cancer Drugs Fund boards will allow it before then.

Source: http://lancastria.net/blog/new-skin-cancer-drug-available-in-the-uk.html

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Entertainment Calendar ? Issue of March 15, 2012 – Pomerado …

LOCAL

MUSIC

The Sandy Devito Combo performs 7 ? 10 p.m. Saturday, March 17 at the Rancho Bernardo Courtyard by Marriott for a St. Patrick?s Day dinner dance. The? Combo will be playing jazz and Latin for listening and dancing mixed with some traditional Irish tunes. Friday, March 23? from 6:30 ? 9:30 p.m. Sandy Devito will be playing solo guitar. Friday, March 30th from 7 ? 10 p.m. the Combo will be joined by Larry Okin on clarinet and Flip Oakes on trumpet and sax playing jazz from 7 to 10. The Rancho Bernardo Marriott is located at 11611 Bernardo Plaza Court.

The ?Pleasure of Your Company? monthly concert series presents the Allison Adams Tucker Quarter in a program featuring jazz, rhythms, melodies and lyrics from around the world 2:30 p.m. Sunday, March 18 at the Scripps Miramar Ranch Library Center. Meet the musicians and mingle with fellow jazz aficionados at a complimentary post-concert reception. There is no charge for the concert, although donations are appreciated. Scripps Miramar Ranch Library Center is located at 10301 Scripps Lake Drive. Visit www.srfol.org or call (858) 538-8158 for information.

The San Diego Indian American Society presents ?Colors of the World,? a potpourri of music and dances from various parts of the world, including, Native American Dance, Egyptian Dance, Japanese Taiko Drums, Bollywood, and various ethnic Indian Dances, 3 p.m. Sunday, March 18 at the Poway Center for the Performing Arts, 15498 Espola Road, Poway. Tickets range from $10 ? $50. For more information, call 858) 748-0505 or visit www.powaycenter.com.

Poway High School presents the Festival Choir Concert, featuring the Poway High School choirs and the Twin Peaks Middle School choir, 7 p.m. Tuesday, March 20 at the Poway Center for the Performing Arts, 15498 Espola Road, Poway. The concert will include a variety of traditional choral music, singing selections in several languages including French, Italian, Latin, and Japanese. Tickets are available at the door or from the choir office. Tickets are $8 adults, $5 children/students/seniors/active military. To purchase tickets,?contact Nancy Gray at ngray@powayusd.com?or? 858-748-0245 ext. 5155.

The Poway Center for the Performing Arts presents Orchestra Nova, featuring guest artists Victoria Mature singing soprano and Fred Benedetti on guitar, 8 p.m. Friday, March 23 at the Center, 15498 Espola Road, Poway. Tickets are $45 adults, $38 seniors and $10 youth (ages 18 and under) with purchase of adult ticket. For tickets, call 858-748-0505 or visit www.powayarts.org.

Nationally-recognized wind band composer, Samuel Hazo, hosts local band programs in the 3rd Annual San Diego Winds Composer Festival 6:30 p.m. Saturday, March 24 at the Poway Center for the Performing Arts, 15498 Espola Road, Poway. Tickets are $10 general admission. For tickets contact John Dally at 619-849-2985 or contact johndally@pointloma.edu

Tickets will be available at box office night of show only.

The Poway Community Symphony Orchestra, with musical director Warren Torns, present a concert featuring the Rancho Bernardo High School Madrigals and the University Choir from Cal State San Marcos 2 p.m. Sunday, March 25 at the Poway Center for the Performing Arts, 15498 Espola Road. The concert will include F. Herold?s ?Overture to ?Zampa?? and J. Massenet?s ?Suite no. 1, opus 13.? The concert is free but donations will be accepted. For more information, visit www.powaysymphony.org.

The Friends of the Rancho Bernardo Library present the 6 piece Renaissance group, Courtly Noyse, 6:30 p.m. Wednesday, March 28 in the Community Room of the Rancho Bernardo Library, 17110 Bernardo Center Drive.? This group will be appearing in full 15th Century costumes performing on instruments of that period. Free, donations welcome. For information call 858-485-0602

Yale Strom and Elizabeth Schwartz (Hot Pstromi) perform an evening of klezmer music 7 p.m. Saturday, March 31 at Templar?s Hall, Old Poway Park, 14134 Midland Road, Poway. Tickets are $18, $15 for San Diego Folk Heritage Members. For more information, contact SDFH@san.rr.com.

San Rafael Catholic Church presents ?Who Do You Say That I Am?? Man of Sorrows ? King of Glory ? Lord of Life! 4 p.m. Palm Sunday, April 1, at the San Rafael Catholic Church, 17252 Bernardo Center Drive, Rancho Bernardo. This musical work is presented by re-enactors of the followers of Jesus & San Rafael Parish Choir focuses on the Final Days in the Life of Christ. Free and open to the public. For more information, call 858-487-4314.

San Rafael Catholic Church presents Tenebrae ~ Performance of ?Shadows,? 7 p.m. Wednesday, April 4, at the San Rafael Catholic Church, 17252 Bernardo Center Drive, Rancho Bernardo. ?Tenebrae,? observed during Holy Week and offering Scriptural references and choral selections, leads us from Light into the Darkness of the Triduum. Free and open to the public. For more information, call 858-487-4314.

Want to get back to playing that flute? The Del Dios Jazz Flute Choir is accepting new members. Join us 7 ? 9 p.m. Tuesday nights at a private home off Del Dios Highway, near Via Rancho Parkway. The group performs a few times per year and has a relaxed attitude toward flute playing ? you don?t have to be a pro. For more information on the choir, see www.fluteguy.com or email pacificcoastjazz@gmail.com. Fun and it?s free. Open to all players of any level, ages 18 ? 108. 858-484-8609 for more information.

The Poway Folk Circle, a group of local musicians, host folk song circles and acoustic jams. Folk Song Circles meet at 6:30 p.m. the third Tuesday of every month in Templar?s Hall in Old Poway Park, 14134 Midland Road. Bluegrass Jams meet on the second Monday of every month at Round Table Pizza in Rancho Bernardo, 16761 Bernardo Center Drive. The Craft Fair Jam is 9 a.m. the first Saturday of the month in Old Poway Park, and Slow Jam Sunday is 1 p.m. the last Sunday of the month in Old Poway Park. These events are free and open to the public. For further information, visit www.powayfolkcircle.org.

DANCE

Jonathan and KC Wilt will be teaching a 6 week Beginner?s Jitterbug Swing Dance Class. Sign up at kcandjonathan@gmail.com. Mondays, 7 ? 8 p.m., 6 weeks beginning Monday, March 26. Registration: $60 Individual /$105 Couples. Returning Student Rate: $55 Individual/$95 Couple. Meets at The Church at Rancho Bernardo, 11740 Bernardo Plaza Court, SD, 92128.

The San Diego English Country Dancers are holding classes 6 ? 9 p.m. every Sunday night at the Rancho Bernardo Swim and Tennis Club, 16955 Bernardo Oaks Drive, Rancho Bernardo. Beginners welcome, partners unnecessary. No special clothing is needed, other than clean shoes that won?t skid or stick on a wood floor. Admission is $6-8, with discounts available for students with I.D. and children under 18. For more information, visit www.sdecd.org or call 858-486-9160.

Dance to ballroom dancing with DJ Rudy Vidal?s Funtastic Sounds 7- 10:30 p.m. Fridays and Mike Krause?s live dance band Saturdays at The Growing Place Montessori School, 13242 Pomerado Road, Poway. Entrance fee is $10/person. Location features 1,000 square feet of wood floor for dancing and free off-street parking. For more information, call Mike Krause at 619-922-6765.

Tap dancing classes for adults, taught by Gigi St. John, are Tuesdays at the RB Swim & Tennis Club. Each class is one hour, intermediate at 11 a.m. and beginners at noon. Just show up or sign up by calling St. John at 951-282-3639.

The Academy of World Dance n Arts offers a free introductory class to swing, salsa and ballroom 7 to 8 p.m. every Friday, year-round for ages teen through adults. No previous experience needed. For more information, visit www.worldancenarts.com or call 858-679-8277. The academy is located at 12621-A Poway Road, Poway.

THEATER

PowPAC, Poway?s Community Theater, presents Clifford Odets? masterpiece ?Awake and Sing!? running through Sunday, March 25 at their theater, located at 13250 Poway Road, Poway. Tickets are $18 general admission, $15 seniors and students. For reservations, contact the PowPAC box office at 858-679-8085 or e-mail boxoffice@powpac.org.

The Scripps Ranch Theatre presents ?Almost Maine,? opening Saturday, March 24 and running through Sunday, April 22 at their theater, on the campus of Alliant International University, Avenue of Nations off Pomerado Road, Scripps Ranch. Performance times are 8 p.m. Friday and Saturday and 2 p.m. Sunday. Ticket prices are $25 for general admission, $22 for students, seniors and active military. For reservations please call the theater box office at 858-578-7728.

Tickets for the 2011-2012 season at the Poway Center for the Performing Arts are on sale on the center?s website, www.powayarts.org, by calling 858-748-0505 or at the box office, 15498 Espola Road, noon to 5 p.m. Fridays and 10 a.m. to 3 p.m. Saturdays.

PowPAC, Poway?s Community Theatre, is offering a number of varied volunteer opportunities for its award-winning theater. For more information, contact Maxine Brunton at 858-679-0640, or call the theater box office and leave your name and telephone number at 858-679-8085.

ART

The GFWC Poway Woman?s Club is displaying? their ?Celebrate Women? art exhibit through Saturday, March 24 at the Poway Center for the Performing Arts, 15498 Espola Road, Poway. For more information visit www.powaywomansclub.org or call 858-748-7441.

Artist Criss Stern, known as ?the Quilt Lady?, returns to Old Poway Park for the second year of the Artist in Residence program. The artist studio is located in the Porter House and is open 10 a.m. -4 p.m. Saturdays, and 11 a.m. ? 2 p.m. Sundays, through the end of March. For more information, visit www.poway.org/oldpowaypark or call 858-668-4576.

The Rancho Bernardo Art Association invites the public to the March art demonstration featuring the celebrated portrait artist Charles Pinkney 7 p.m. Thursday, March 22 at the RB Swim and Tennis Club, 16955 Bernardo Oaks Dr., Rancho Bernardo. Mr. Pinkney will demonstrate how to paint a portrait from a photograph. The demo is free for members. The cost for non-members is $5 and it applied to your membership cost if you decide to join RBAA.

Aceneth Rengifo?s art is featured in the Bernardo Winery Tasting Room, located at 13330 Paseo Del Verano. The tasting room is open Monday through Friday 9 a.m. to 5 p.m. and Saturday and Sunday 10 a.m. to 6 p.m.

The North County Society of Fine Arts is a local nonprofit group devoted to bringing the visual arts to public attention and fostering art education.

Members? artwork currently displayed includes Janet Perkin and Kathryn Peterson at the Poway library, 13137 Poway Road, group exhibit of plein air paintings at Bernardo Heights Community Center, 16051 Bernardo Heights Parkway and Margaret North at Luc?s Bistro, 12642 Poway Road.

NCSFA?s exhibit is scheduled for April at the Poway Center for the Performing Arts, 15498 Espola Road. The reception for the exhibit is noon ? 2 p.m. Saturday, April 21.

Rancho Bernardo Art Association is looking for artists who want to meet others who share the same interest, learn from demonstrations and exhibit their work. The members have critique nights and an award show. For membership, contact Phyllis Hensperger at 858-675-2262. Adult membership is $25, couples $30, students $15. More information at ranchobernardoart.com.

LOCAL MARKETS

The Poway Arts & Crafts Guild presents the Boardwalk Craft Market 8 a.m. to 2 p.m the first Saturday of the month in Old Poway Park. Featuring locally produced and sold clothing, jewelry, household furnishings and gift items, the craft market will continue on the first Saturday of the month thru May. For information on the craft market, call PACG at 858-486-3497.

Poway Farmers Market is 8 to 11:30 a.m. every Saturday next to Old Poway Park, at Midland Road and Temple Street. The market, sponsored by the City of Poway and operated by Outback Farms, features certified organic produce, most of which is grown in San Diego County. For more information, call 858-668-4576.

The Bernardo Winery hosts a farmers market which includes fresh produce, vendors and food stalls every Friday from 9 a.m. to noon at 13330 Paseo Del Verano Norte.

The Mt. Carmel High School PTSA hosts a certified farmers market 11 a.m. ? 3 p.m. every Sunday in the school parking lot, 9550 Carmel Mountain Road.

The Scripps Ranch Farmers Market & Art Festival is from 9 a.m. to 1 p.m. every Saturday at 10380 Spring Canyon Road, the site of the old E.B. Scripps Elementary School. For more information, visit www.srfm.org.

MUSEUMS

Walk in the footpath of Poway?s first residents every Saturday morning at Poway?s Kumeyaay-Ipai Interpretive Center. Savor the smell of blooming native plants that Kumeyaay people smelled each spring for more than 2,000 years. Trained guides will share the culture, history and botany of this five-acre archeological jewel for free from 9 to 11:30 a.m. Saturdays at 13104 Ipai Waaypuk Trail (formerly Silverlake Drive). For information, go to www.poway.org/kiic.

The Rancho Bernardo Historical Society runs a free museum at the Bernardo Winery, 13330 Paseo Del Verano Norte, Rancho Bernardo. Museum hours are 9 a.m. to noon Tuesdays and 10 a.m. to 1 p.m. Fridays and noon to 3 p.m. Saturdays and Sundays. Call 858-487-4599.

The Poway Historical and Memorial Society operates the free Poway Heritage Museum and the Nelson House in Old Poway Park, 14114 Midland Road in Poway. Hours are 9:30 a.m. to 12:30 p.m. Saturdays and 11 a.m. to 2 p.m. Sundays. Call 858-679-8587 or visit www.powayhistoricalsociety.org.

OTHER EVENTS

The 2012 Prom Expo and Fashion Show is being held 11 a.m. ? 5 p.m. Sunday, March 18 in the Main Quad of Rancho Bernardo High School. This is a fundraiser to benefit the RBHS PTSA 2012 Grad Nite. All students, parents and the community are welcome to attend. Tickets are $5 general admission, $2 students and $10 for reserved VIP seating. Admission is free to anyone who brings in a gown in good condition to donate. Tickets and more information can be found at www.rbhspromexpo.org.

Celebrate Nowruz, the Persian New Year, at the Poway Library 2 p.m. Saturday, March 24. This free event is open to the public and will feature music, refreshments, and the traditional Nowruz table. The library is located at 13137 Poway Road. For more information, please call 858 513-2900.

Learn all about Nowruz, the Persian New Year, with author Zoe Ghahremani 6 ? 9 p.m. Thursday, March 22 at Poinsettia Clubhouse, 13648 Edgemoor Street, Poway. A dinner of diverse, ethnic and gourmet Persian dishes will be followed with dessert. Tickets are $10 and are on sale at Cafe Lily, 14045 Midland Rd. Poway, or call 858-486-3415. Due to limited space, please RSVP by Sunday, March 18.

REGIONAL

MUSIC

The La Jolla Symphony & Chorus (LJS&C) performs Beethoven, Mozart and two works by Stravinsky 7:30 p.m. Saturday, March 17 and 2 p.m. Sunday, March 18 in the Mandeville Auditorium, UCSD in its fourth concert of the Stravinsky Circus! season. Individual tickets are $29 general, $26 senior, and $15 student. Group discounts are available. A pre-concert lecture is offered one hour prior to concert times. To purchase tickets or for more information, call the LJS&C office at 858-534-4637 or visit www.lajollasymphony.com.

The Coastal City Jazz Band presents ?A Musical Journey with Sammy Nestio,? 2 p.m. Sunday, March 18 at the Carlsbad Community Church, corner of Jefferson and Pine, Carlsbad. Tickets are $15, $12 Seniors and Students. For more information, call Gary Adcock at 858-775-1113.

The Fifth Annual Ramona Music Fest is being held noon ? 5 p.m. Saturday, March 31 at Dos Picos County Park, 17953 Dos Picos Park Road, Ramona. Between 8 and 10 bands and solo performers will appear, including headliners Rockola, Cactus Twang and Whyte. General adult admission tickets are $20 if purchased by March 24, and $25 at the gate. Tickets for ages 11 to 17 are $10, and children 10 and under enter free. For more information, visit www.RamonaMusicFest.org.

DANCE

THEATER

The Old Globe celebrates San Diego county?s Hispanic community with ??Viva el Teatro!,? beginning 5:30 p.m. Friday, March 23 at the Old Globe Theater, 1363 Old Globe Way. This event features backtage tours, a catered reception, featuring hors d?oeuvres from Northgate Gonz?lez Market and wines from Baja California wineries Madera 5, Bodegas San Rafael, Vino Santa ?rsula and Monte Xanic Vineyard and Winery. Guests will also enjoy the live music of flamenco guitarist Anthony Garc?a. At 8 p.m. following the reception will be a performance of ?A Room with a View.? For tickets, call 619-231-1941 ext. 2317 or email Events@TheOldGlobe.org.

The Welk Theatre presents Mel Brooks? ?The Producers,? starring Randall Hickman and Douglas Davis, running through Sunday, March 25. Performance times are Wednesday through Sunday. Tickets are $30.50 for performances, $45.50 for show and buffet. For tickets call 888-802-7469 or you can order online at www.welktheatersandiego.com.

The Old Globe Theatre presents two shows, ?A Room with a View,? running through Sunday, April 15 at the Old Globe Theatre, and ?Anna Christie,? running through Sunday, April 15 at the Sheryl and Harvey White Theatre. Tickets begin at $29 for ?Annie Christie? and $39 for ?A Room with a View.? The Old Globe is located in San Diego?s Balboa Park at 1363 Old Globe Way. For tickets, call 619-23-GLOBE or visit? www.TheOldGlobe.org.

The Broadway Theater continues its 8th season with ?I Take This Man,? opening Friday, March 30 and running through Sunday, April 22, at the Broadway Theater, 340 East Broadway, Vista. Performance times are 7:30 p.m. Thursdays through Saturdays and 4 p.m. Sundays. Tickets are $17.50. For tickets or more information, call the box office at 760-806-7905 or visit www.broadwayvista.com.

The Welk Theater presents, by popular demand, the return of ?Late Night Catechism,? 8 p.m. selected Saturdays through May 19. Tickets are $35 and can be purchased by calling 888-802-SHOW or visiting www.welktheatersandiego.com.

The San Diego REPertory Theater presents ?Tortilla Curtain,? opening for previews Saturday, March 17 and running through Sunday, April 8 in the Lyceum Space, San Diego REP, 79 Horton Plaza, San Diego. Tickets range from $32 to $57, student tickets $18. Discounts for groups, seniors and military also available. Tickets available for purchase online at www.sdrep.org.

ACT SanDiego presents ?Legally Blonde: the Musical,? opening Friday, March 23 and running through Sunday, April 1 at the Lyceum Theater, 79 Horton Plaza, downtown San Diego. Tickets are $20 adults, $15 children, seniors and military. For showtimes, tickets and more information, call 619-544-1000 or visit www.actsandiego.com.

Writer, performer and cultural ?her?storian Amy Simon presents her one-woman show ?She?s History! The Most Dangerous Women in America Then and Now,? 7:30 p.m. Saturday, March 24 and 2 p.m. Sunday, March 25 at the Downtown YWCA, 102 C Street, San Diego. Tickets are $20 general admission or $15 for Women?s Museum of California members, with all proceeds benefiting the Women?s Museum. For more information, visit womensmuseumca.org.

ART

The Mission Trails Regional Park Foundation (MTRP) presents ?The Way I See It,? by contemporary painter Jeff Yeomans. This exhibit will be on display in the Mission Trails Regional Park Visitor Center Art Gallery through Friday, March 23. The MTRP Visitor and Interpretive Center is located at One Father Junipero Serra Trail, San Diego, and it is open daily from 9 a.m. ? 5 p.m. Admission is free.

The Escondido Art Association presents two exhibits, ?2012 Art Scholarship for Graduating Seniors,? and? the annual ?Kids Kaleidoscope? Art Show, featuring art from students ages 8 ? 18. Both exhibits will be available for free viewing by the public at the Artists Gallery through Saturday, March 31. Regular Gallery hours are 11 a.m. ? 4 p.m. Tuesdays through Saturdays.

The Escondido Arts Partnership Municipal Gallery presents ?Panache 2012,? an art auction and fundraiser 5:30 ? 8 p.m. Saturday, March 24 at the Escondido Municipal Gallery, 262 E. Grand Avenue, Escondido. $55 through Tuesday, March 20, and $65 at the door. For reservations and more information, call 760-480-4101 or visit www.brownpapertickets.com/event/217200. All attendees must be 21 or over.

ArtHatch and Distinction present ?Irresistibly Idiosyncratic,? featuring the art of JoKa, Dan Barry and Mike Bell, running through Saturday, April 7 at the ArtHatch & Distinction Gallery, 317 East Grand Avenue, Escondido. For more information, call 760-781-5779.

REGIONAL MARKETS

The North San Diego Farmers Market is held 10 a.m. to 3 p.m. each Sunday, and 11 a.m. to 2 p.m. each Wednesday at the Sikes Adobe Historic Farmstead, 12655 Sunset Drive in Escondido. For more information, visit www.NSDCFM.com.

MUSEUMS

The Flying Leatherneck Aviation Museum at MCAS Miramar has its Bell 214ST Iraqi ?Super Huey? helicopter on display. Also on display is the Sikorsky HRS.

Another feature is a single-seat flight simulator, which gives members of the public a 20-minute ?flight? for $15.

The museum is open 9 a.m. to 3:30 p.m. Tuesdays-Sundays. Call 858-693-1723 or visit www.flyingleathernecks.org for more information.

OTHER EVENTS

The Balboa Park Puppet Theater presents new holiday shows for kids 10 and 11:30 a.m. Wednesdays ? Fridays and 11 a.m. and 1 and 2:30 p.m. Saturdays and Sundays at the Marie Hitchcock Puppet Theater, Balboa Park. Wednesday, March 14 ? Sunday, March 18 is ?The Magic Well.? Wednesday, March 21 ? Sunday, March 25 is ?Animals! Animals! Animals!? Wednesday, March 28 ? Sunday, April 1 is ?Whispers of the Forest.? Tickets are $5 for adults, $4 seniors and $3 children ages 2 and up. For more information, visit balboaparkpuppets.com.

Circus Vargas returns to San Diego Thursday, March 15 ? Monday, March 26 in Vista at Highway 78 at Vista Village Drive. Tickets range from $25 ? $60 for adults and $20 ? $55 for children. For more information and tickets, call 877-468-3861 or visit www.circusvargas.com.

Celebrate St. Patrick?s Day downtown with shamROCK, 2 p.m. ? midnight Saturday, March 17 in the Gaslamp Quarter, taking place on 6th Avenue between E and G Streets, F Street between 5th and 7th Avenue, and G Street between 5th and 6th Avenue. The Young Dubliners will perform., and enjoy plenty of beer, Irish whisky and food and drink specials at dozens of Gaslamp nightclubs and restaurants. Advance tickets are $35, increasing to $40 and $45 at the door. For more information or to purchase tickets, please contact McFarlane Promotions at 619.233.5008 or visit www.sandiegoshamrock.com

The Japanese Friendship Garden presents the ?Cherry Blossom Festival,? 10 a.m. ? 6 p.m. Saturday, March 17, 2215 Pan American Road, Balboa Park. The festival is? free with admission to the garden. Tickets for food and games will be sold separately. Admission is $4 for adults, $3 for seniors, military and students, children 12 and under free with adult admission.

Seaport Village will welcome a dozen one-of-a-kind street performers at its sixth annual Busker Festival, noon ? 5 p.m. Saturday March 24 and Sunday March 25, with a special 18 and up performance at ?Buskers After Dark,? from 6 ? 10 p.m. on Saturday. The untamed show will feature a DJ, food and drink specials and multiple busker acts best suited for those over 18. For more information visit www.seaportvillage.com or call 619-235-4014.

The Julian Family Fiddle Camp is being held Wednesday, April 11 ? Saturday, April 15 at Camp Cedar Glen in Julian. Focusing on fiddle, mandolin and guitar, this camp promises old-timey fun, delicious food and great musical instruction. Instruction for all ages and levels. Cost is $510 for adults (ages 10 and up), $470 for children, and includes bunkhouse, food and instruction. A non-refundable $50 deposit is required. For more information, visit www.familyfiddlecamp.com.

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Source: http://www.pomeradonews.com/2012/03/14/entertainment-calendar-issue-of-march-15-2012/

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Five Tips To Improve Your Credit Score | Finance information

The ?American Dream? is becoming a reality for more families than ever before. According to the U.S. Department of Housing and Urban Development (www.hud.gov), over 67.7 percent of Americans are now homeowners. This is the highest homeownership ever.

The chances of becoming a homeowner are greatly improved when you know and understand your credit score. Lenders use many factors in Determining whether or not to approve a loan and your credit score is one of them. Lenders also look at your income in relation to the amount of your debt, your employment history, and how much money do you have in reserves are in case of emergency. Although your credit score is just one factor in mining deterministic if your loan will be approved, it is an important one and it is one that you can improve. Under the Fair and Accurate Credit Transactions Act you are entitled to A free copy of your credit report annually from each of the three national consumer credit companies. A central location has been set up at AnnualCreditReport.com Here, you can also obtain your credit score (one from each of the companies) for a small fee. Your credit score is a ?snapshot? of your credit history, Which changes often. It can also be called your FICO score because the three national consumer credit companies use software to deter mine the score developed by Fair Isaac and Company. FICO scores range from 300 to 850 and the higher the score the better your chances of Obtaining credit. According to myFICO (a division of Fair Isaac and Company), the national average is 723rd This does not mean that if your credit score is lower than the national average that you will not become a homeowner. There are many loan programs available that allow lower credit scores. You may pay a higher interest rate on your mortgage, but you will achieve the American dream of owning a home. According to myFICO, there are five factors used in calculating your credit score. Your payment history represents 35 percent of the number. This is followed by the amount you owe at percent 30th The length of your credit history represents 15 percent of your FICO score and any new credit and the types of credit you use represent 10 percent each. Knowing these factors can help you improve your score. Your payment history makes

score up the largest part of your FICO. If you want to improve your score it can be as simple as pay your bills on time. If you have missed payments, get caught up over time, this will improve your score. The longer you pay your bills on time, the better your score.

A deterministic factor in mining your credit score is the amount of debt you actually owe versus the amount of credit that is available to you. Hence, paying down your obligations will improve your credit score. You do not want to close your unused credit cards since they want to show you have more credit available to you than you are actually using. Paying off debt is good while closing the paid off debt can actually hurt your score. In order to deter mine a credit history, you must have at least one piece of credit reporting for at least six months. So if you find that you have no credit score, you need to find a way to Establish credit for a period of six months. Although you need to watch for various credit scams, there are secured credit cards available that will meet this need. Since your credit score is a ?snapshot,? opening t0o many new accounts in a short period of time will hurt your credit score. This is caused by your average account age being reduced by all the newly established credit. When you apply for

report credit (ie mortgage, auto loan or credit card), the company will look at your credit. This is called a credit inquiry. Although too many credit inquiries can lower your credit score, opening new credit and paying it on time will improve your overall score. You reviewing your own credit, as long as you are Obtaining your credit report from an organization authorized to Provide credit reports to consumers, will not affect your credit score.

It is better to have credit cards and pay them on time, than to not have any credit at all A lender will look at a large mortgage loan or installment debt more closely than a small credit card. However, all types of credit, including paid off and closed accounts, are used in calculating your credit score. If your credit score is low, often the best way to raise your chances of becoming a homeowner is by paying your debts on time, and for a period of time. The longer you demonstrate your ability trate and willingness to pay your obligations, the greater the chances you will be able to Achieve the ?American Dream? of homeownership. id=?article-resource?> James Campanella is a twenty-five year veteran of the mortgage lending industry. He is the Branch Manager (Rolling Meadows, IL) of Supreme Lending, a national mortgage banker. When not originating residential mortgage loans, mortgage Jim hosts the blog, ?The Mortgage Messenger.? Jim is the author of the e-book ?The Mortgage Messenger?s Home Buyer?s Handbook.? If you would like more information about home ownership and the mortgage industry, visit The Mortgage Messenger at http://www.mortgagemessenger.net.

Jim makes his home in Rockton, IL.

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Source: http://www.lovefinanceinfo.com/2012/03/five-tips-to-improve-your-credit-score/?utm_source=rss&utm_medium=rss&utm_campaign=five-tips-to-improve-your-credit-score

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PST: Premier League chairman falls into pool

I can?t say anything about this next bit of silliness, out just today, that could possibly add to the comedic value of it all.

So I?ll just let life imitate art here.?(Not making this up. Promise):

?Premier League chairman Sir Dave Richards accused FIFA and UEFA of ?stealing football? from England before falling into a swimming pool at a conference in Qatar.?

Yup. That?s from the Goal.com report. (It?s funnier if you read it aloud in your best SNL-Weekend Update-Seth Meyers voice. Seriously. Try it.)

Richards was apparently banging on about Qatar, the infamously chosen site for World Cup 2022 and a land were alcohol is quite limited. Richards wasn?t happy about ? well, a lot of thing, apparently. But he was specifically hot and bothered about Qatar?s indecision on allowing beer sales at the grounds in 2022.

As The New York Daily News explains in this piece from a few days ago: ?Qatar, a nation with conservative Muslim traditions but which has a significant population of foreign workers, limits the sale of alcohol mostly to five-star hotels. It doesn?t sell alcohol currently at football matches.?

So you can read the serious stuff. Here?s more about it all from the Guardian. But feel free just to have a quick giggle about some suit falling in a pool. This is from England?s Mirror Football:

?Journalist Rory Smith of The Times added: ?Dave Richards is a trailblazer. Qatar, after all, had better get used to loud Englishmen making [fools] of themselves.?

Quick-witted Fox Soccer Report analyst Bobby McMahon had some fun with it all on Twitter:

If Fawlty Towers ever gets remade Sir Dave Richards is a certainty for the part of the Major.

Good one, Bobby. A do love and admire a good Fawlty Towers reference.

Source: http://prosoccertalk.nbcsports.com/2012/03/14/premier-league-chairman-falls-into-a-swimming-pool-seriously/related/

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How Health Spa And Wellness Make You Feel Good ? Cute Girl …

Reward Yourself with Wellness and Health Spa

The concern for some is that, they are not used to going to spas and they do not know how they can find pleasure in going to the spa.

Check the Spa?s repute

Assure that the spa has a positive reputation so that you will be sure that they will take well care of you. Assess if the clients of that spa go there frequently and if their personnel are experienced and proficient in what they do. Check the costs of their services as well as the need to revisit the spa for a certain service and any additional expenditure.

Assess the spa?s atmosphere.

Explore the luxury spa prior to actually experiencing their services. See if the atmosphere makes you feel at ease. Is the environment sanitary? Do the colors, designs, scents and music rouse or soothe your senses? It is a good thing if the spa has special rooms for their therapies and services. The appropriate atmosphere will make you adjust easily. If it is not possible that you visit the spa ahead, then surf the net learn more about the spa. The hotel?s site must be thorough in describing everything about the spa. Through this, you will know what to anticipate. If you are still not contented, then drop a line to the spa and get brochures or any information containing materials about their spa.

The Spa Workers

After everything else, now you can appraise the staff personnel. With this, you can contact the receptionist of every spa of choice to inquire. In the first meeting, decipher if the spa has an environment that is friendly or not. If the receptionist herself is intolerant, then expect the staff to be the same. And no one really plans to be in a spa with unsociable personnel. This will not be so relieving and relaxing. And this is not what you need. The receptionist might present you with other offers, thus, adding extra expenditures. This will not give you relief. So don?t have second thoughts and choose another spa.

The Treatments Provided by the Spa

The ideal spa must be up to date. At least, when you ask for the modern spa treatments like shiatsu, then, they can give you an answer. The common offers of spas include facial and body spa treatments like massages, wrap treatments, facial spa and others. Guest services can be provided by superior spas, like acupuncture. Also inquire if you can purchase their products to have your own home spa.

But most importantly, the spa should not only be centered on giving you comfort but to elevate the level of your health. The spa must be able to make you feel calmness and rest in a welcoming environment. Let your initial spa indulgence be worth it all. Not only will you break free from pressure, you?ll feel great from the inside out.

The weekdays are stressful; deadlines to meet, paperwork and all kinds of demanding stuff. So you need a place to recreate, and you plan to visit the spa. It?s not a doubt because as you can see, this is the era of technology culture and everything seems rapid paced. Some people overwork and end up having body strain that is why, spa is not just a thing for those who are high-class, but it has also become necessary.

As soon as you type in wellness spa into Ask.com, do you find the thing you need?

Source: http://cghaircolorspa.info/how-health-spa-and-wellness-make-you-feel-good?utm_source=rss&utm_medium=rss&utm_campaign=how-health-spa-and-wellness-make-you-feel-good

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Research reveals carbon footprint caused by China’s irrigation system

[ Back to EurekAlert! ] Public release date: 13-Mar-2012
[ | E-mail | Share Share ]

Contact: Lisa Horton
l.horton@uea.ac.uk
44-160-359-3007
University of East Anglia

China’s groundwater irrigation system is responsible for polluting the atmosphere with more than 30 million tonnes of CO2 per year — according to research from the University of East Anglia

China’s groundwater irrigation system is responsible for polluting the atmosphere with more than 30 million tonnes of CO2 per year according to research from the University of East Anglia.

Groundwater used for crop irrigation in China has grown from 10 billion cubic metres in 1950 to more than 100 billion today.

A research paper, published today in Environmental Research Letters, estimates that the pumping systems which support this immense irrigation network annually produce 33.1 MtCO2e (33.1 mega tonnes of carbon dioxide equivalent).

China is the largest greenhouse gas emitter in the world, with around 17 per cent of emissions coming from agriculture. Irrigated agriculture in China produces 70 per cent of the country’s grain. But it takes some 500 litres of water to grow the wheat for one small loaf of bread.

Pollution is caused by the huge amount of energy needed to pump water from underground in some areas from an average depth of 70 meters. This research is the first to calculate how much pollution is being created.

It is the result of a collaboration between the universitys School of International Development, the UEA Water Security Research Centre and the UEA-based Tyndall Centre for Climate Change Research, with the Centre for Chinese Agricultural Policy, the Chinese Academy of Agricultural Sciences and Cranfield University.

The research team used extensive survey data collected from 366 villages in 11 provinces. They up-scaled these results to calculate the emissions created by groundwater pumping across China’s remaining 20 provinces.

The results account for more than 0.5 per cent of China’s total CO2 emissions. For comparison, this is similar to the total amount of CO2 that the whole of New Zealand emits in one year.

Prof Declan Conway, from UEA’s school of international Development and the Tyndall Centre, said: “Generally, there is a surprising gap in research knowledge about the energy required for water use. Irrigation is fundamental to food security in China as it is the world’s second largest irrigator. It is vital that we understand the sources of greenhouse gas emissions in agricultural water use to design and implement sustainable policies for the future.”

Prof Jinxia Wang of the Centre for Chinese Agricultural Policy said: “Improved access to pumping technology, cheap energy and the ability to directly control water availability has led to a massive expansion of groundwater pumping across large parts of Asia, particularly in China and India. The small scale of pump operations makes regulation and control of use extremely difficult.”

Sabrina Rothausen from UEA added: “Water scarcity in China is already driving policies to improve water conservation so it is crucial to identify water-energy trade-offs and potential co-benefits. Our results suggest that an integrated policy approach could promote considerable water and energy savings.”

With a growing population, climate change and socio-economic transition, the report predicts the problem will worsen unless action is taken to improve China’s water management policies.

###

J. Wang, S.G.S.A Rothausen, D. Conway, L. Zhang, W. Xiong, I.P. Holman and Y. Li (2012) China’s water-energy nexus: greenhouse-gas emissions from groundwater use for agriculture. Environmental Research Letters 7 014035.



[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

[ Back to EurekAlert! ] Public release date: 13-Mar-2012
[ | E-mail | Share Share ]

Contact: Lisa Horton
l.horton@uea.ac.uk
44-160-359-3007
University of East Anglia

China’s groundwater irrigation system is responsible for polluting the atmosphere with more than 30 million tonnes of CO2 per year — according to research from the University of East Anglia

China’s groundwater irrigation system is responsible for polluting the atmosphere with more than 30 million tonnes of CO2 per year according to research from the University of East Anglia.

Groundwater used for crop irrigation in China has grown from 10 billion cubic metres in 1950 to more than 100 billion today.

A research paper, published today in Environmental Research Letters, estimates that the pumping systems which support this immense irrigation network annually produce 33.1 MtCO2e (33.1 mega tonnes of carbon dioxide equivalent).

China is the largest greenhouse gas emitter in the world, with around 17 per cent of emissions coming from agriculture. Irrigated agriculture in China produces 70 per cent of the country’s grain. But it takes some 500 litres of water to grow the wheat for one small loaf of bread.

Pollution is caused by the huge amount of energy needed to pump water from underground in some areas from an average depth of 70 meters. This research is the first to calculate how much pollution is being created.

It is the result of a collaboration between the universitys School of International Development, the UEA Water Security Research Centre and the UEA-based Tyndall Centre for Climate Change Research, with the Centre for Chinese Agricultural Policy, the Chinese Academy of Agricultural Sciences and Cranfield University.

The research team used extensive survey data collected from 366 villages in 11 provinces. They up-scaled these results to calculate the emissions created by groundwater pumping across China’s remaining 20 provinces.

The results account for more than 0.5 per cent of China’s total CO2 emissions. For comparison, this is similar to the total amount of CO2 that the whole of New Zealand emits in one year.

Prof Declan Conway, from UEA’s school of international Development and the Tyndall Centre, said: “Generally, there is a surprising gap in research knowledge about the energy required for water use. Irrigation is fundamental to food security in China as it is the world’s second largest irrigator. It is vital that we understand the sources of greenhouse gas emissions in agricultural water use to design and implement sustainable policies for the future.”

Prof Jinxia Wang of the Centre for Chinese Agricultural Policy said: “Improved access to pumping technology, cheap energy and the ability to directly control water availability has led to a massive expansion of groundwater pumping across large parts of Asia, particularly in China and India. The small scale of pump operations makes regulation and control of use extremely difficult.”

Sabrina Rothausen from UEA added: “Water scarcity in China is already driving policies to improve water conservation so it is crucial to identify water-energy trade-offs and potential co-benefits. Our results suggest that an integrated policy approach could promote considerable water and energy savings.”

With a growing population, climate change and socio-economic transition, the report predicts the problem will worsen unless action is taken to improve China’s water management policies.

###

J. Wang, S.G.S.A Rothausen, D. Conway, L. Zhang, W. Xiong, I.P. Holman and Y. Li (2012) China’s water-energy nexus: greenhouse-gas emissions from groundwater use for agriculture. Environmental Research Letters 7 014035.



[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Source: http://www.eurekalert.org/pub_releases/2012-03/uoea-rrc031212.php

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United Biscuit owners hire banker to split business: WSJ

(Reuters) – Two private equity owners of U.K.-based United Biscuits have appointed Credit Suisse to split the food company‘s salty snack business from its other operations, the Wall Street Journal reported on Monday.

Buyout firms Blackstone Group LP and France’s PAI Partners had in 2010 attempted to sell the company, which makes Hula Hoops and Jaffa Cakes, for 2 billion pounds.

The sale failed to materialize despite interest from companies such as China’s Bright Foods, Kelloggs , Kraft Foods Inc and Campbell Soup Co .

The owners of the company may now attempt to sell the company in parts, starting with snacks, the Journal reported on its website citing a person familiar with the matter.

Blackstone and Credit Suisse’s New York offices could not be immediately reached for comment. PAI and United Biscuits also could not be immediately reached for comment.

(Reporting by Durba Ghosh in Bangalore; Editing by Ramya Venugopal)

Source: http://news.yahoo.com/united-biscuit-owners-hire-banker-split-business-wsj-022114825.html

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Circumcision Linked to Lower Prostate Cancer Risk

Men who are circumcised may have a lower risk of developing prostate cancer, a new study finds.

Researchers at the University of Washington surveyed 1,754 men with prostate cancer, and 1,645 similar men who did not have the disease.

They found that those who had been circumcised before they first had sexual intercourse were 15 percent less likely to have prostate cancer.

“These data suggest a biologically plausible mechanism through which circumcision may decrease the risk of prostate cancer,” said study researcher Dr. Jonathan Wright, an assistant professor of urology at the University of Washington School of Medicine. He noted that the study was observational; it did not show a cause-and-effect link.

Still, the reason for the findings might be that men who are uncircumcised are more likely to contract sexually transmitted infections. The inflammation caused by those infections may in turn be involved in the development of prostate cancer, the researchers said.

The study appears today (March 12) in the journal Cancer.

Circumcision & cancer

Because the results were based on men with prostate cancer at a single point in time, and not the result of following patients forward in time, from circumcision through developing prostate cancer, other experts expressed concerns the results might be skewed for unknown reasons.

“It certainly is an interesting and thought-provoking report,” said Dr. Durado Brooks, director of prostate and colorectal cancers for the American Cancer Society, which publishes the journal.

But the findings would need to be replicated in other groups of people, Brooks said.

“I don’t believe it’s anything that will alter clinical practice, either for adults or children,” Brooks said.

For parents wanting to know the benefits from circumcision, the possibility of lowering the risk of infections “would be a more convincing and better documented concern?than the possibility of prostate cancer 50 years down the line,” he told MyHealthNewsDaily.

Medical organizations have noted small benefits potentially arising from circumcision, but have not advocated for circumcision as a matter of routine, largely because the procedure can have complications.

“At the end of the day, we feel there’s risks and benefits, and it’s up to the parents to decide what is in the best interests of their child,” said Dr. Andrew Freedman, a pediatric urologist and a member of the circumcision task force at the American Academy of Pediatrics.

The AAP is now revisiting its position on circumcision, which was last reaffirmed in 2005. A new statement is due to be released this year.

Circumcision in adulthood

One concern Freedman expressed about the new study was that the highest rates of prostate cancer were found in men who were circumcised as adults.

While this was the smallest group of men in the study, and therefore most likely to have the results skewed by chance, he said that the inclusion of these men with others who were not circumcised may have made the benefit of circumcision seem larger than it actually is.

Men getting circumcised later in life might be doing so because of increased infections, Freedman said.

“Circumcision after sexual debut means the male may have already acquired a STI, and might already have inflammatory damage to the penis,” said Brian Morris, a professor at the University of Sydney.

Morris said he is more in favor of circumcision than most in the mainstream medical community, having published research that indicates cost savings from circumcision in infancy, in the form of reduced infections later in life.

Noting a higher rate of urinary tract infections among uncircumcised men, Morris said, “I’d like to see more research done to see whether there is a connection between these and prostate cancer.”

Pass it on: Men who are circumcised before their first sexual intercourse may have a decreased risk of prostate cancer.

This story was provided by MyHealthNewsDaily, a sister site to LiveScience. Follow MyHealthNewsDaily on Twitter @MyHealth_MHND. Find us on Facebook.

Source: http://news.yahoo.com/circumcision-linked-lower-prostate-cancer-risk-132402078.html

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Delta 737 rolls off taxiway into embankment at Atlanta airport; no passengers on board

A Delta jet rolled off a taxiway and into an embankment at the Hartsfield-Jackson Atlanta International Airport Tuesday morning. TODAY’s Natalie Morales reports.

By NBC News and msnbc.com

ATLANTA — No one was injured when a Delta plane rolled off a taxiway and into an embankment at Hartsfield-Jackson Atlanta International Airport Tuesday morning.

Two Delta maintenance workers were testing the engines on the 737 aircraft shortly after 5 a.m. when the brakes failed and the plane began to move, according to Delta spokesman Eric Torgenson.

No passengers were aboard the plane when it left Taxiway E and crashed into the embankment. The plane sustained damage, but the extent of it is not yet known, Torgenson said.

A runway adjacent to Taxiway E is closed while crews work to move the plane.

According to the FAA, the incident has had no impact on operations at Hartsfield although it may do so later when Delta tries to recover the plane.

NBC’s Jay Blackman contributed to this report.

More from Overhead Bin:

Source: http://overheadbin.msnbc.msn.com/_news/2012/03/13/10665856-delta-737-rolls-off-taxiway-into-embankment-at-atlanta-airport-no-passengers-on-board

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